The essential meanings of this Minor Arcana card from the Rider-Waite-Smith deck.

Upright: The Four of Pentacles upright signifies holding on tightly to what you have, sometimes to the point of possessiveness. This can be about saving money, protecting assets, or maintaining control over your environment. Upright, it can indicate financial stability and a solid foundation – you've worked hard and you're not about to squander your gains. However, it also carries a hint that being too rigid or fearful of loss can limit growth. It's a reminder that while caution and saving are good, being overly guarded (whether with money, resources, or even emotions) might keep you stuck. Balance is key: enjoy the security you have, but remain open to change and generosity when appropriate.

Reversed: The Four of Pentacles reversed often points to a release or loss of control. You might be loosening up and ready to share or spend after a period of holding back, which could be positive (like finally investing money or opening up to others). On the flip side, it could warn of financial insecurity – perhaps money is slipping through your fingers or you feel unstable. It might also indicate that clinging too tightly is causing more harm than good, and it's time to let go of that need for control. The reversed card encourages reviewing your relationship with security and material things. Are you managing resources wisely or being miserly? Or are you overspending to compensate for something? Aim for generosity and security in healthy measure, rather than extremes.

Three Possibilities

The secrets of this card for heart, mind and soul.

Love: A guarded heart, a fear of loss—this card warns of clinging too tightly to love, whether out of insecurity or past wounds. Love must flow freely; holding on too tightly may suffocate it. Open your heart, and trust that love thrives when given space to breathe.

Career: Financial security is important, but be mindful of hoarding wealth or resisting change. While stability is good, rigidity can prevent growth. If you’re saving and being cautious, that’s wise—but remember to invest in opportunities as well.

Spirituality: Holding onto materialism may block spiritual progress. This card asks: What are you clinging to? Whether it’s money, fear, or outdated beliefs, true security comes from within. Let go, and trust that the universe will provide.